Student Health Cover
Notice: yesaustralia.com has changed in January
2007 into a newer and more comprehensive
The English version on the new website is not
completed yet, so we recommend to stick with this
one for a while.
students coming to
Australia must be covered by a Health Insurance.The OSHC
should have the same validity of your course. It will help
you to pay the medical and hospital expenses during your
studies in Australia.
How much cost?
will pay for the period authorized to study in Australia.
If you came with family members you can get the Family
Prices for 2005
you can get the OSHC?
payment of the OSHC should be done before your arrival in
Australia. Could be paid by you or through your school in
could be extended when your visa is extended or each 12
months. The school can help you to renew.
cover only the student. Family rates are available only
for kids under age and wife with the student in Australia.
OSHC will cover medical and hospital costs until the end
of the validity of the student visa.
helps to pay Medical expenses:
(specialists included) in hospitals, medical centers or at
home. OSHC will pay 85% of the official list
price by the government for medical appointments.
Lab exams (ex: blood test). X-ray
OSHC will pay 100% of the price list.
are 2 types of Hospitals in Australia:
100% of the costs in Public Hospitals in share
accommodation, and the treatment prescript by the doctor.
You will pay only the difference between the prices of
cost and the price list. OSHC covers all cost in
public hospitals even without boarding.
partial costs if you decide for a treatment in a private
hospital. Most cost are above of the Gov price list and
you must pay the difference. Please consult your insurance
Treatments for long sty in Hospitals over 35 days should
be justify by the doctor to the insurance company.
OBS: In all
cases the price difference in appointments or hospital
cost will be paid by you.
OSHC NOT include:
to kids 18 years
Pregnancy in the first 9 months of the insurance;
treatments related health conditions before your arrival
in Australia during your 12 months of membership.
Fertilization treatment ;treatment while traveling
to or from Australia; single room.
treatment not cover by Medicare( cosmetic treatment
or health screening)
cover can be done with other the insurance plans
are many companies offering OSHC in Australia, and could
most common insurance companies are:
health insurance is compulsory for International Students.
Here are some websites to reference for health cover: